Here is a handy reminder list to review prior to attending your closing. This helps ensure no last minute challenges and ensures a smooth, seamless closing for all parties.
Bring your Spouse
Texas is a community property state, it is most likely that both husband and wife will be required to sign documents. Please discuss with your Escrow Officer if you have any questions.
Bring an acceptable Government issued ID
Your valid Driver License or Passport must be presented for all signers. A photo copy for the file will be required as well as proof of signature for the Notary Public/Escrow Officer.
Wire Transfer -vs- Cashiers Check
Discuss with your escrow officer if a wire transfer of funds will be required or if a cashier check is sufficient. Depending on the days allotted prior to closing a wire transfer may be required. This is very important as it can delay the closing of your property.
Buyers should have their homeowners Insurance in place with the amounts required by their Lender for binders and/or certificates. Don’t forget flood insurance and home warranty Insurance if required or wanted.
Don’t Forget The Details
Be sure to bring the following to closing. Any instruction manuals, garage door openers, gate keys, property keys, alarm codes. Also, be sure to file your change of address with postal service to insure your move is smooth.
Greater Houston Builders Association
Harris County Flood Control District
Houston Association of Realtors
National Association of Real Estate Brokers
National Association of Realtors
Old Republic Title
Texas Association of Realtors
Texas Department of Insurance
Texas Land Title Association
Texas Real Estate Commission
Westcor Land Title Insurance Company